AI CLEAR RATING

Upstart

upstart.com·Financial Services — AI Lending Platform
35.7
/ 100
Overall Score
D
Letter Grade
June 16, 2026
Rating Date
Rubric Version
AI Clear Rubric v3.1 · build batch-v3.1-routing

Pillar Sub-Scores

#PillarSub-ScoreWeight
P1AI Disclosure and Inventory36 / 10020%
P2Data and Model Governance25 / 10020%
P3Risk Management and Human Oversight25 / 10025%
P4Sector Decision Transparency65 / 10025%
P5AI Security and Assurance10 / 10010%
Overall AI Clear Score35.7 / 100100%

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